What if you can't afford to lose this job offer? Can you still negotiate for a better salary? Sure you can, but some strategies offer more risk than others.
Broke. Flat broke. It happened to Donald Trump and to almost every millionaire you can think of. At one time or other they were broke, busted. But they did not give up negotiating. It can happen to you. It will make you feel that you have to take what's offer...